Sell House With Liens in Miami
Tax liens, code enforcement fines, mechanic's liens, HOA liens, judgments — Rush Offers buys Miami houses with title problems most retail buyers can't touch. We clear it all at closing so you walk away clean.
How it works
Sell with liens in 3 steps
1. Share what you know
Tell us about any liens, judgments, or code cases — even rough estimates help.
2. We run title and quote
Our title company pulls the official lien search and we send a cash offer in 24 hours.
3. Liens cleared at closing
Every lien is paid or negotiated down from proceeds — you sign one document and walk away clean.
How to sell a Miami house with liens — without losing the deal
Searching sell house with liens usually happens after a retail buyer's lender ran title and the deal collapsed. Conventional buyers can't close on a property with unresolved liens, and most agents don't know how to navigate it. Rush Offers does this every week — we buy with cash, we run title up front, and we pay or negotiate every lien from proceeds at closing.
Lien types we handle
- Miami-Dade property tax liens and tax certificates
- IRS federal tax liens
- Florida state tax liens
- City of Miami / Miami-Dade code enforcement liens (often the biggest)
- Mechanic's and contractor liens (unpaid roofers, AC techs, remodelers)
- HOA / condo association liens and past-due assessments
- Civil judgments and child-support liens
- Municipal utility liens (water, sewer, solid waste)
- Mortgage payoffs in default or pre-foreclosure
Negotiating code enforcement liens
Miami-Dade code enforcement liens can balloon to six figures from $250/day fines. The good news: cities routinely accept reduced settlements — sometimes 10–20¢ on the dollar — when a new owner takes over and corrects the violations. We negotiate these reductions as part of our offer, which is why we can buy properties retail buyers consider "untouchable."
What if liens exceed the home's value?
Even when total lien debt is higher than what a retail buyer would pay, a cash sale to Rush Offers can still work. We negotiate payoffs down, sometimes get junior liens released, and structure the deal so the senior debt is satisfied. You may not walk away with cash, but you avoid foreclosure and the liens come off your name.
You don't pay anything out of pocket
All payoffs, recording fees, title insurance, and closing costs come out of the sale proceeds — not your pocket. The offer you accept is the net you receive after every lien is satisfied.
Why sellers with liens choose Rush Offers
We run title first
No surprises — we know every lien before we make the offer.
Code lien negotiation experts
Decades of relationships with Miami-Dade code enforcement.
All-cash, no lender
Lender-killed deals don't happen when there's no lender.
Insured title closing
Florida-licensed title company issues clean title to us at closing.
Any condition, any situation
Stacked liens, code cases, partial heirs, tenants — we handle it all.
Close in 7 days
Once title clears, we move fast — many sellers close within a week.
Sell With Liens — FAQ
Do I have to pay off the liens before selling?
No. Every lien is paid (or negotiated and paid) from the sale proceeds at closing. You never write a check.
What if I don't know what liens are on the house?
Our title company runs an official lien search before we finalize the offer. You'll see every recorded lien on paper.
Can you really get code enforcement liens reduced?
Often yes. Miami-Dade routinely settles code liens for a fraction of face value when a new owner commits to bringing the property into compliance.
What about IRS tax liens?
We deal with IRS liens regularly. The IRS issues a payoff and releases the lien at closing once the debt is paid from proceeds.
How long does it take to close with multiple liens?
Most deals close in 7–14 days. Heavily liened properties with negotiations may take 21–30 days.
Can you buy if I'm also in foreclosure?
Yes — and we should move fast. See our foreclosure help page for details.
Related services
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Liens holding up your sale? We'll clear them.
Free cash offer in 24 hours. Every lien handled at closing. No out-of-pocket fees.